Koinly alternative: CentraFIN and Koinly compared
CentraFIN or Koinly to track your crypto portfolio? Hyperliquid, Interactive Brokers, Bitcoin wallets, API keys, MCP server and prices, compared with sources.
Koinly is made for preparing your crypto tax return. CentraFIN is a live dashboard: positions, open orders, fills and average cost, across your crypto accounts and Interactive Brokers. Here is what each one does, according to its own pages, read on 27 October 2026.
At a glance
| Compared | CentraFIN | Koinly |
|---|---|---|
| Made for | Tracking a crypto and stock market portfolio live: positions, orders, fills, average cost | Preparing a crypto tax return |
| Assets | Spot crypto and perpetuals; shares, ETFs and bonds through Interactive Brokers | Crypto; no import of share transactions yet, according to its Kraken page |
| Kraken and Kraken Futures | Both, with read-only API keys | Both, by API, with separate keys for Futures |
| Coinbase and OKX | Both, with a read-only API key | Coinbase by SSO or API; OKX by API |
| Hyperliquid | By address, no key: perpetuals (HIP-3 included), spot, staked HYPE, vaults | By public address, up to 10,000 transactions per wallet |
| Interactive Brokers | Through the Flex Web Service: shares, ETFs, bonds, cash, transactions | Not in its list of integrations |
| Bitcoin wallets | xpub, ypub or zpub, read by your browser: the server sees no address and no balance | xPub, yPub, zPub on every plan; keys encrypted with AES-256-GCM in its database |
| API keys | A Coinbase or OKX key that can trade, transfer or withdraw is refused; keys encrypted with AES-256-GCM | Recommends turning off withdrawals and trading |
| MCP server | Read-only, across all your accounts at once (Professional plan) | None announced on koinly.io |
| Free plan | The whole dashboard, up to 12 connectors, wallets included | 10,000 transactions, unlimited wallets and accounts; tax reports are paid |
| Paid plans | CentraFIN One at €5 a month, CentraFIN Professional at €20 a month | Newbie at €49, Hodler at €99, Trader at €199 per tax year, paid once |
What sets them apart
Koinly starts from your tax return: its plans are counted per tax year. CentraFIN starts from your day-to-day tracking: for each market, whether spot, perpetuals or shares, it shows your positions, open orders and fills, updated every minute while the dashboard is open.
Hyperliquid's perpetuals, HIP-3 included, are read with the rest, and Interactive Brokers joins your crypto accounts in the same total value.
Your Bitcoin wallets stay encrypted by your browser: CentraFIN's server never sees your public key.
When to choose Koinly
If your main need is your crypto tax report, Koinly is made for that.
When to choose CentraFIN
If you want to follow your positions, orders and fills live on Kraken, Kraken Futures, OKX or Hyperliquid, together with your Interactive Brokers account.
Sources
Koinly pages read on 27 October 2026:
For CentraFIN: the integrations and the Security page.
Frequently asked questions
What is the difference between CentraFIN and Koinly?
Koinly is made for crypto tax returns. CentraFIN is a live dashboard of your positions, open orders, fills and average cost, crypto and Interactive Brokers included.
Can I use CentraFIN and Koinly together?
Yes. Create a read-only API key for each: neither can trade or withdraw with it.
Can CentraFIN see my Bitcoin wallets?
No. Your browser encrypts your public key and reads the balances itself; CentraFIN's server sees no address and no balance.
Where does this information come from?
From the Koinly pages listed in the sources, read on 27 October 2026. Found an error? Write to us.
Take control of your wealth
Your account is ready in a minute, with no password.